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UK accident support 24/7
CityGripAccident Claims
UK accident support · 24/7

Non-fault car accident claims,recovery & replacement vehicles.

We coordinate everything after a non-fault accident: recovery, storage, repairs and a like-for-like replacement vehicle. Costs go to the at-fault insurer - not to you.

  • £0 upfront cost
  • Under 60 min response
  • Like-for-like vehicle
  • Independent engineer

What happens next

No success, No fee
  1. 1

    Call or submit the form

    24/7 live team - we respond in under 60 minutes

  2. 2

    We coordinate everything

    Recovery, storage, repairs, replacement vehicle

  3. 3

    At-fault insurer pays

    We handle all insurer correspondence for you

45+

UK cities

24/7

Recovery

£0

Upfront

24/7

UK response

Recovery dispatch and live claim handlers, 365 days a year.

UK cities

45+

Direct coverage

Response

<60m

First contact SLA

Cost

£0

Upfront to driver

What does CityGrip Accident Claims do for non-fault UK drivers?

CityGrip Accident Claims is a UK accident management business that coordinates the full non-fault claim file end to end: 24/7 recovery to a CCTV-monitored partner yard, secure storage, repair management through PAS 125 / BS 10125 approved bodyshops, independent engineer inspection, like-for-like credit hire screened against the Lagden v O'Connor reasonable-need test, and direct correspondence with the at-fault driver's insurer. There is no upfront cost to the non-fault driver - recoverable heads of loss are billed to the at-fault insurer under established UK credit-hire and credit-repair authority.

UK-wide network

Recovery, storage and repair partners across England, Scotland & Wales.

Insurer-friendly

Documented evidence, hire need screening and audit-ready records.

GDPR-compliant

Separate consent, encrypted storage and signed-URL document access.

Authorised referrals

Injury claims referred only with your consent to authorised partners.

Working withRecovery operatorsStorage yardsApproved repairersIndependent engineersCredit hire partnersSRA-regulated solicitors

What to do after an accident

A short checklist for the scene

Practical steps to take while everything is still fresh. We do not provide legal advice; this checklist is a general guide.

  1. 1

    Make sure everyone is safe

    Move to a safe place if you can. If anyone is injured, call 999. Switch on hazard lights and use a warning triangle if it is safe to do so.

  2. 2

    Call the police if needed

    Call the police if anyone is injured, the road is blocked, the other driver fails to stop or there is a suspicion of drink, drugs or no insurance. Note the police reference number.

  3. 3

    Exchange details

    Take the other driver's name, address, phone number, vehicle registration, make, model, colour, insurance company and policy number where possible.

  4. 4

    Photograph the scene

    Take wide shots showing road layout, signs and lane markings. Take close-ups of damage on both vehicles. Photograph the third-party registration plate clearly.

  5. 5

    Find witnesses

    Ask any witnesses for their name and contact details. Independent statements often help when liability is disputed.

  6. 6

    Submit the accident form

    Use our digital accident form to upload evidence and start your file. Our team will contact you to coordinate next steps.

Non-fault accident support

Coordinated, evidence-led, insurer-friendly

We help you build a clean evidence file, organise recovery and repairs, and communicate with the third-party insurer in a way that supports timely decisions.

  • We do not promise guaranteed liability or compensation outcomes.
  • We do not provide legal advice or handle injury claims in-house.
  • Replacement vehicle support is screened for genuine need.
  • Storage, hire and repair costs are documented for insurer review.

What we coordinate end-to-end

  • Recovery & storage
  • Engineer inspection
  • Repair authorisation
  • Replacement vehicle screening
  • Third-party insurer notification
  • Total loss support
  • Complaint handling
  • Document retention

Collision scenarios

Common UK collision scenarios

Non-fault liability arguments turn on the specific shape of the collision. Pick the scenario closest to your own and read the evidence priorities, Highway Code references and insurer arguments most likely to apply. Each scenario routes back into the same recovery, repair and credit-hire workflow.

Working drivers

Working drivers - commercial, PHV, courier, fleet

Working drivers in the UK - van-based trades, HGV drivers, minicab and private hire drivers, multi-drop couriers and fleet operators - need accident management tuned to commercial insurance class, hire-and-reward cover, Operator Licence implications and the loss-of-earnings schedule. Each hub below collects the per-vehicle and per-platform detail for its audience.

Replacement vehicle / credit hire

Like-for-like replacement support, where eligible

Replacement vehicle support is assessed on genuine need, eligibility and reasonable hire duration. Hire is not guaranteed and remains subject to insurer assessment.

  • Need assessment before referral
  • Like-for-like considered where reasonably available
  • Hire monitored to keep duration reasonable
  • Insurers may challenge hire need, rate or duration

Important credit hire notes

Credit hire is paid on credit and recovered from the third-party insurer. Where liability is disputed or hire is challenged, customer responsibility depends on the agreement signed and the specific circumstances. We do not promise free hire and we screen need before any referral.

We can also help if your insurer's courtesy car is unsuitable.

Repair & inspection

Approved repair partners and engineer-supervised authorisation

Approved partner repairer

Manufacturer-aware partners with quality standards and warranty terms.

Independent engineer

Damage assessment, pre-accident value and total loss recommendations.

Insurer authorisation

We submit estimates and chase authorisations with the third-party insurer.

Injury claim referral

Injury enquiries are referred - only with your consent

CityGrip Accident Claims does not directly handle personal injury claims at launch. If you report injury, we will refer you, only with your explicit consent, to an authorised solicitor or regulated injury claims partner. You are free to choose your own solicitor.

We do not provide legal advice or medical advice. We do not value injury claims. Whiplash and minor RTA injury claims may be subject to the Official Injury Claim process. Any legal partner provides their own client care, funding and regulatory information.

Why choose us

Built around evidence, eligibility and insurer dealings

Organised evidence

We help you build a clean evidence file, photographed and signed where appropriate.

UK-wide recovery

Coordinated recovery and secure storage through our partner network.

Repair coordination

Approved repair partners with engineer-supervised authorisation.

Replacement vehicle screening

Need-based assessment before any credit hire referral.

Insurer-friendly documentation

Templates and records designed to support insurer dealings.

Compliance-aware

We do not provide legal advice and refer injury enquiries only with your consent.

How the process works

From the first call to settlement

  1. 1

    Speak to us or submit the form

    Contact our team or upload accident details and photos.

  2. 2

    Recovery & secure storage

    If undriveable, we coordinate recovery to a vetted yard or repairer.

  3. 3

    Engineer inspection

    An independent engineer assesses damage and pre-accident value.

  4. 4

    Repair or total loss decision

    Approved repair via our partner network, or a total loss path.

  5. 5

    Replacement vehicle screening

    If eligible, like-for-like replacement is referred to a hire partner.

  6. 6

    Insurer communication & settlement

    We submit evidence and chase decisions with the third-party insurer.

Popular guides

UK accident claim guides - what readers actually search for

The twelve guides below cover the most common UK accident-claim search variations. Each is a long-form explainer with primary-source citations (Limitation Act 1980, Civil Liability Act 2018, Road Traffic Act 1988, MIB Agreements 2017 and the leading case law). Personal-injury work is referred to an SRA-regulated panel solicitor on disclosed terms with explicit written consent.

Process

How to claim after a car accident

Step-by-step UK process from the first 24 hours through to settlement, with the OIC portal, evidence windows and pre-action protocol explained.

Read the guide

Process

Accident claim process (UK)

Full England, Wales and Scotland walkthrough: pre-action protocols, court allocation, Part 36 economics and contributory negligence.

Read the guide

Timing

Accident claim time limit

The 3-year Limitation Act 1980 period, secondary 14-day evidence window, MIB Uninsured / Untraced notification windows and Scottish 5-year prescription.

Read the guide

Injury

Whiplash compensation

Civil Liability Act 2018 statutory tariff, the OIC portal route, what you can claim beyond the tariff and where a panel solicitor takes over.

Read the guide

Injury

Personal injury claim car accident

How personal injury heads of loss are assembled and proven, with referral to an SRA-regulated panel solicitor on disclosed terms.

Read the guide

Funding

No win no fee accident claim

How Conditional Fee Agreements actually work, the success fee cap, the OIC portal's effect on CFA economics and what "no win no fee" really covers.

Read the guide

Vehicle

Car write-off claim

Category A/B/S/N explained, market-value disputes, gap insurance, salvage retention and the ABI Salvage Code 2017 framework.

Read the guide

Vehicle

Diminished value claim

The post-repair loss of value head of loss that most drivers miss, with Payton v Brooks and Coles v Hetherton as the legal foundation.

Read the guide

Vehicle

Loss of use claim

Credit hire under Lagden v O'Connor, courtesy car position, mitigation duty and the difference between hire and inconvenience awards.

Read the guide

Scenario

Passenger accident claim

Passenger claims are almost always non-fault. Seatbelt mitigation under Froom v Butcher, third-party claims against the driver-host and routing through the OIC portal.

Read the guide

Difficult cases

MIB uninsured driver claim

The Motor Insurers' Bureau Uninsured Drivers Agreement 2017 - eligibility, notification windows, evidence requirements and the specific clauses that govern recovery.

Read the guide

Difficult cases

MIB untraced driver claim

The MIB Untraced Drivers Agreement 2017 for hit-and-run and unidentified-vehicle collisions - clause 4 evidence rules and clause 18 fixed contributions.

Read the guide

Partner network

Garages, recovery operators, hire partners and authorised solicitors

Recovery operators

UK-wide partner network including motorway-approved operators.

Storage yards

CCTV-monitored partner yards with controlled access.

Repair garages

Quality-checked, manufacturer-aware accident repair partners.

Solicitor partners

SRA-regulated solicitors for injury referrals with consent.

Frequently asked questions

What does CityGrip Accident Claims do?
We help non-fault drivers across the UK organise accident evidence, arrange recovery and storage, coordinate repairs and engineer inspection, refer eligible customers for replacement vehicle support and communicate with insurers.
Do you handle personal injury claims?
No, not directly. If you report injury, we will refer you only with your explicit consent to an authorised solicitor or regulated injury claims partner. You are free to choose your own solicitor.
Will I have to pay anything?
Where liability is accepted by the third-party insurer, recovery, storage, repair and reasonable replacement vehicle costs are typically claimed from that insurer. If liability is disputed or the claim is not accepted, customer responsibility depends on the agreements signed and the specific circumstances.
What if the other driver is uninsured or left the scene?
We can guide you through the Motor Insurers' Bureau process and refer you to authorised legal partners with your consent. Outcomes are not guaranteed.
How do I start?
Complete the digital accident form, upload evidence and our team will contact you to confirm the next steps.
Are you regulated?
No. CityGrip Accident Claims is a UK accident claim management business. Accident management - recovery, storage, repair coordination, credit hire, engineer inspection and third-party insurer correspondence - sits outside the FCA's claims-management regulated perimeter and does not require FCA authorisation. Personal injury claims and legal advice are referred to FCA-regulated CMCs or SRA-regulated panel solicitors. We do not handle personal injury claims directly and do not provide legal advice. Personal injury claims and legal advice are referred - with the customer's explicit written consent - to FCA-regulated claims management companies or SRA-regulated panel solicitors.
Talk to a real person

Speak to UK accident supportUK accident support, end-to-end.

The fastest way is to call. Or start the digital accident form and our team will pick it up. Available across England, Scotland & Wales.

Calls may be recorded for quality and compliance. We do not provide legal advice. Personal injury enquiries are referred only with your consent to authorised partners.

Visit our team

London office

124 City Road
London, EC1V 2NX

Open in Google Maps
Coverage
  • Phone & accident form24 / 7
  • Recovery dispatch24 / 7
  • Repair coordinationMon-Sat 8:00 - 18:00
  • SundaysEmergency only
45+UK cities
9vehicle types
GDPRcompliant
Tip: submit the accident form first - our team will call back with a reference and next steps.